Modern executive office overlooking the Toronto skyline at twilight, representing True North FinancingModern executive office overlooking the Toronto skyline at twilight, representing True North Financing

True North Financing (TNF) provides residential mortgages, commercial real estate financing, business loans and equipment financing solutions for individuals, investors and business owners across Ontario and Canada.

With mortgage industry experience dating back to 2010, our approach combines practical financing knowledge, personalized guidance and access to a network of Canadian banks, credit unions and alternative lenders.

Whether you’re purchasing your first home, refinancing an investment property, acquiring commercial real estate, financing business expansion or purchasing essential equipment, we help you explore financing options suited to your needs and circumstances.

Established in January 2023, True North Financing operates through Lending Hub and is committed to transparent communication, responsive service and building long-term client relationships.

All financing is subject to lender requirements, underwriting and approval.

Our Mission & Vision
Our Journey Since 2010
Our Goals
Financial advisor reviewing mortgage and financing documents with clients in a modern office overlooking Toronto at twilight.

Our Commitment to Your Financial Goals

At True North Financing, our mission is to help homeowners, investors and business owners make informed financing decisions with confidence. We provide personalized guidance for residential mortgages, commercial real estate financing, business loans and equipment financing.

Working through Lending Hub, we help clients explore financing solutions from Canadian banks, credit unions and alternative lenders. Our approach focuses on understanding each client’s financial objectives, circumstances and available financing options.

Our vision is to build lasting relationships through transparent communication, responsive service and practical financing guidance at every stage of our clients’ financial journeys.

Our Journey: From Mortgage Experience to True North Financing

Our journey began in 2010, when Mohan (Moe) Malhotra started his career in the mortgage industry. Over the years, that experience expanded across residential mortgages, commercial real estate financing and the evolving financing needs of business owners.

In January 2023, True North Financing was established with a clear objective: to provide personalized, client-focused financing guidance backed by industry knowledge and access to a broad network of lenders.

Today, True North Financing operates through Lending Hub, helping individuals, investors and businesses explore mortgage and financing options. Our commitment to transparency, professional service and long-term relationships continues to guide our work.

Executive office overlooking the Toronto skyline at twilight, with mortgage and business financing books representing industry experience since 2010.
Business professionals reviewing financing plans on a tablet in a modern office overlooking the Toronto skyline at twilight

Building Long-Term Financial Relationships

Our goal is to make the financing process clearer, more accessible and easier to navigate for every client. We focus on understanding individual financial needs and identifying suitable financing options based on each client’s circumstances.

Whether financing a home purchase, refinancing a commercial property, expanding a business or acquiring essential equipment, we aim to provide responsive communication and practical guidance throughout the application and financing process.

As True North Financing grows, we remain committed to strengthening lender relationships, expanding financing knowledge and delivering a consistent, professional experience that encourages clients to return and confidently refer others.